In an age of political unrest, ever changing regulations, and an array of different financial services offerings many Americans could benefit from using a wholistic Financial Adviser. More often than not, we find ourselves sitting down with clients who have gone years without getting the help they need (before meeting us, that is). In this week’s blog, we have decided to put together a list of concerns that trigger people to reach out to an adviser.
- You Are Feeling Overwhelmed
We can help you identify your goals and develop a plan that is going to help you achieve them. You work too hard to spend your time studying the complicated world of finance, so let us do it for you.
- You Are Not Sure Who to Trust
If you think you are being sold a product rather than sound advice, you are probably right. It may be time to talk to your current adviser about how they get paid. Your adviser works for you, and should be compensated fairly for their work, but it is important that you understand what their motivations are behind their advice. That is why we take so much pride in our simple and transparent fee structure. We can easily explain exactly what you are paying for our services, so that you can be sure that our best interests are aligned with yours.
- You Want to Leave a Legacy
Whether you want your property or business to stay in the family for generations to come or you want to leave a make a meaningful contribution to a cause that you are passionate about, you need help designing a plan. Without professional oversight your assets could be diminished by after death taxes or worse, not get to their intended destination at all.
- You Have a Business to Run
Is your business structure right for you? What additional benefits could you be providing your employees? Are your business systems correctly aligned with your personal financial goals? What is the long-term plan to grow and expand? We can address these concerns by creating a cohesive plan- implement the correct tools to maximize overall efficiency, monitor the results and adjust the plan as circumstances change over time.
- You Are Not a Robot
Even the most cool and calculated investors benefit from the opinion of a third party. It is human nature to react emotionally to fluctuations in the market, even though we know historically such volatility is to be expected. Having a professional can help talk you through your fears, and build confidence that your plan is strong enough to withstand market downturns.
These are just a few of the compelling reasons to reach out to a financial adviser. At Granite Financial Partners, our wealth advisers are professional stewards and true advocates for our clients. The cornerstone of our client partnerships is our comprehensive wealth planning process, which transcends simple financial planning to provide high-level wealth preservation strategies and coaching. Where knowledge, experience, and education intersect, there lies True North. If you are at all interested in learning more about our process, please do not hesitate to call us at 603-554-8551.